Local 810’s Health and Welfare Fund has partnered with MagnaCare for close to two decades, giving members a well-established network built specifically around union benefit plans. Here’s what that typically means for mental health care:
- The MagnaCare Access network covers behavioral health alongside medical care, so psychiatric visits are handled under the same familiar network as your other doctors
- Because Local 810’s plan is negotiated and administered by the union’s Health and Welfare Fund trustees, specific copays, referral rules, and covered visit limits are set by the Fund rather than a standard commercial insurance formula
- Coverage generally extends to the member as well as an eligible spouse and dependents enrolled under the Fund
- Some services may require prior authorization depending on how the Fund’s plan is structured
- Because Local 810 represents workers across several states, benefits can vary slightly depending on your specific plan tier or bargaining unit
Since welfare fund plans are set by the union rather than a single national insurer, it’s always worth a quick verification with the Fund or with our office before your first visit – we’re happy to take care of that for you.